Note: By law, the appraiser can only discuss the particulars and outcome of the appraisal with the client. If the appraisal is ordered by the bank/mortgage company then they are the "Client" and "Own" the appraisal. If you paid for the appraisal, you are entitled to a copy of the appraisal, but you must go through the loan officer at your bank/mortgage company. Appraisers can not provided copies of appraisal reports to anyone but the client. 
 
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